Property insurance

For:

Homeowners, investors, tenants.

What it covers:

This is a general term that includes coverage for the building itself, its contents (personal property), as

well as other related risks. Depending on the type of policy, you may be protected against:

Fire
Flooding and water leaks
Vandalism
Theft
Third-party liability

This insurance coverage combines various types of protection within one or several policy categories.

Bulding insurance

For:

Homeowners and apartment owners, mortgage buyers.

What it covers:

Protects the structure of the property — from the foundation to the roof, including:

Walls, roof, windows
Garage, extensions, fences
Built-in kitchen, bathroom, heating systems

Why it’s needed:

In the UK, most mortgage lenders require this type of policy to safeguard the property against unforeseen events.

Need reliable insurance?

We will help you find the optimal insurance coverage tailored to your specific needs.

Contents insurance

For:

Homeowners or tenants who want to protect their belongings.

What it covers:

Furniture, household appliances
Phones, laptops, TVs
Clothing, jewelry, personal items
Sometimes — bicycles, tools, collections

Why it’s needed:

In the event of theft, fire, or flooding, this policy helps you recover lost items without significant financial losses.

Need reliable insurance?

We will help you find the optimal insurance coverage tailored to your specific needs.

Building & contents insurance — combined cover

For:

Homeowners who live in their property.

What it covers:

The full structure of the house
Personal belongings and contents
Third-party liability (e.g. if someone is injured on your property)

This is the most popular option among UK homeowners — more cost-effective and convenient than having two separate policies.

Need reliable insurance?

We will help you find the optimal insurance coverage tailored to your specific needs.

Property owner insurance — landlord cover

For:

Owners who do not live in the property themselves (e.g. landlords renting it out).

What it covers:

Damage to the building
Liability to tenants and visitors
Loss of rental income due to incidents (e.g. fire)
Legal expenses

This is a specialized type of cover designed to protect your assets and maintain stable income.

Need reliable insurance?

We will help you find the optimal insurance coverage tailored to your specific needs.

Portfolio landlord insurance

For:

Owners of 3 or more properties (Buy-to-Let portfolio).

What it covers:

One convenient policy for all properties
Individual protection for each house or flat
Flexible management (add or remove properties easily)
Discounts for bundling policies

An optimized solution for property investors that reduces admin hassle and overall insurance costs.

Need reliable insurance?

We will help you find the optimal insurance coverage tailored to your specific needs.

Corporate landlord insurance

For:

Businesses, agencies, housing associations letting residential or commercial property.

What it covers:

Large-scale rental risks
Building insurance and business interruption
Commercial liability to clients, tenants, and employees
Legal expenses and compensation claims
Option to tailor a bespoke insurance package

This is a strategic solution for major property owners managing real estate as a business asset.

Property insurance